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For those of us who would rather avoid using the credit card, as well as the pesky interest which begins to accrue at a rate of knots, alternative payment options are always worth considering.

South Africans seem to have cottoned on to the ‘buy now, pay later’ system which has proven popular overseas, with PayJustNow leading the charge.

Rather than swiping that card, PayJustNow’s payment system gives us the chance to pay for online goods and services using three instalments, spread across three months, with zero interest and no hidden fees.

It really is that simple:

To sweeten the deal, during the month of May, PayJustNow is running a #MakeMyMay giveaway.

For every successful transaction you make using PayJustNow over the course of the month, you get an entry to win your choice of a stellar selection of prizes worth R80 000.

To paraphrase Justin Timberlake, in order to win, it’s gotta be May.