Friday, April 18, 2025

These Online Stores Offer Zero-Interest Three-Month Payment Plans

What's better than buying something, and only paying for it later? Paying zero interest, which you can now do with the following retailers.

It’s nearing the end of the month, and that usually means a few nervous glances at the ‘ol bank balance with payday around the corner.

Look, we feel you, and so does the team at PayJustNow, a South African tech start-up that has garnered a huge amount of interest since going live earlier in the year.

The concept is a simple one, but it’s one that many South Africans who shop online will be thankful for, especially when you’re pinching pennies in the home stretch.

To put it simply, it’s a ‘buy now, pay later’ solution to shopping online. When you buy something, you pay a third of what you owe, and the rest in two easy, interest-free instalments.

The only fees that they charge are for late payments, and to make sure you don’t forget, they’ll send you a monthly reminder prior to your payment date.

See – simple.

Shop, select PayJustNow as your payment method, spend a minute or two setting up an account (we are suckers for efficiency), and you’re good to go.

They have already signed up a number of merchants, and the list is growing rapidly.

Via their ‘Stores’ section, let’s have a look at where you could use the payment solution:

That’s just a snapshot of the merchants they work with, and you can see the full list here.

Pro tip – buy somebody a Freedom of Movement goodie and they’ll love you for the rest of their lives. It’s science.

To make use of this interest-free shopping payment alternative, with zero hidden costs, head over to PayJustNow and have a look around.

I don’t know who needs to hear this, but retail therapy is far more fun when you’re not paying interest on your purchases.